FULLY-AUTOMATED ONLINE LOANS FOR SMBS & CONSUMERS

Kabbage Inc., headquartered in Atlanta, has pioneered the first financial services data and technology platform to provide fully automated funding to small business using proprietary “big data” underwriting algorithms. Kabbage leverages permission-based real-time data such as online bank accounts, cloud-based accounting data, online and POS sales, UPS shipping information, online reviews, online social channels and dozens of other sources to understand business performance and underwrite credit capacity, delivering fast, flexible funding in minutes. Through its Karrot brand, Kabbage similarly offers consumer loans using a proprietary underwriting and credit scoring approach.