Next week is Money 20/20 in Vegas, a conference that is fast becoming the Fintech confab.  This conference’s remarkable growth (5x in four years) parallels the emergence of Fintech as one of the hottest startup and investment categories.  Public and private IPO’s, including Lending Club, OnDeck, First Data, WorldPay, SoFi, Stripe and Kabbage at $1BN+ valuations are rampant, and judging by the size of the exhibit area at Money 20/20, startups are proliferating like rabbits.  Perhaps JPMorgan Chase’s CEO Jamie Dimon said it best in his latest annual letter to shareholders, “Silicon Valley is coming. There are hundreds of startups with a lot of brains and money working on various alternatives to traditional banking.”  While Atlanta might have some say on where the disruption is coming from, point made.